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HomeAI Coding AgentsGitHub Copilot

Coding Agent Guide

GitHub Copilot: Pricing, AI Credits and Plans (October 2026)

GitHub (Microsoft)IDE · GitHub · Cloud agentVerified October 13, 2026

Quick answer

Copilot Pro costs $10/month and includes $15 of GitHub AI Credits ($10 base plus $5 flex) and the cloud coding agent. Pro+ ($39) includes $70 of credits and lets you delegate work to third-party agents such as Claude and OpenAI Codex. Max ($100) includes $200. One credit is $0.01, and you can set a budget for more.

Models: Multiple vendors: OpenAI, Anthropic and Google models, metered in AI Credits at each model's rate.

Plans and what they include

Official rows come from GitHub (Microsoft)'s own pricing page; reported rows from press or trackers we could not confirm there.

PlanPriceWhat you get
Freeofficial$0Limited chat and agent usage.Limited chat and agent usage.
Proofficial$10/mo$10 base + $5 flex = $15 of AI Credits. Cloud agent included.$10 base + $5 flex = $15 of AI Credits. Cloud agent included.
Pro+official$39/mo$39 base + $31 flex = $70 of AI Credits. Cloud agent, plus third-party agents (Claude, OpenAI Codex; preview).$39 base + $31 flex = $70 of AI Credits. Cloud agent, plus third-party agents (Claude, OpenAI Codex; preview).
Maxofficial$100/mo$100 base + $100 flex = $200 of AI Credits.$100 base + $100 flex = $200 of AI Credits.
Businessreported$19/seat/moOrganisation plan.Organisation plan.
Enterprisereported$39/seat/moOrganisation plan.Organisation plan.

How billing and limits work

  • Usage is billed in GitHub AI Credits: one credit is $0.01, metered by tokens at each model's rate.
  • Each paid plan includes a base allowance equal to its price, plus a 'flex' allotment GitHub says may change over time.
  • You can buy more by setting a dollar budget — a $10 budget covers 1,000 credits.
  • Since June 1, 2026, code review workflows also consume GitHub Actions minutes.

Best for

  • The cheapest paid way into an agent: $10 with $15 of credits.
  • Teams that live in GitHub and want agents assigned straight from issues and pull requests.
  • Using several vendors' agents — Claude and Codex — from one subscription on Pro+.

Watch out for

  • Flex allotments are explicitly variable — budget on the base amount.
  • Expensive models drain credits fast; a $15 allowance goes a short way on frontier models.
  • GitHub may use Free, Pro and Pro+ interactions for model training unless you opt out in settings.

What changed, and when

June 1, 2026 reported

Individual plans move from premium-request counts to usage-based GitHub AI Credits.

June 1, 2026 official

Code review workflows start consuming GitHub Actions minutes.

FAQ

How much does GitHub Copilot cost?

Free; Pro $10/month with $15 of AI Credits; Pro+ $39/month with $70; Max $100/month with $200. Business and Enterprise organisation plans are reported at $19 and $39 per seat.

What are GitHub AI Credits?

Copilot's usage currency since mid-2026: one credit is $0.01, metered by tokens at each model's rate. Each plan includes a base amount equal to its price plus a flex allotment, and you can set a budget for more.

Can Copilot use Claude or Codex?

On Pro+ and Max, you can delegate tasks to third-party coding agents including Claude and OpenAI Codex (in preview). Pro includes GitHub's own cloud agent.

Does GitHub train on my Copilot data?

GitHub says it may use interactions from Free, Pro and Pro+ for model training, and that you can opt out in your account settings.

Sources

  • GitHub — Copilot plans
  • Usagebox — GitHub Copilot usage-based billing 2026 (switch date)

Coding-agent pricing changed for almost every vendor in 2026, often without notice. Everything above was checked against the linked sources on October 13, 2026; if you spot something outdated, email hello@userightai.com.

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